Share Market Courses Chennai

Free Financial Calculators — SIP, Lumpsum, CAGR, Brokerage, Margin & Income Tax

Six free tools for Indian investors and traders — plan your SIP or lumpsum investment, work out CAGR, compare old vs new income tax regimes, and estimate brokerage or intraday margin. Instant results, no signup.

Brokerage₹0.00
STT₹10.50
Exchange Charges₹0.71
GST₹0.13
SEBI Charges₹0.00
Stamp Duty₹1.50
Total Charges₹12.84
Gross P&L₹500.00
Net P&L (after charges)₹487.16

Estimate only, based on typical discount-broker charge slabs. Actual charges vary by broker.

Why We Built These Calculators

Most financial decisions in India — starting a SIP, comparing tax regimes, checking how much a trade actually costs after brokerage — come down to a few numbers. These six calculators run entirely in your browser, use standard formulas and current FY 2026-27 tax slabs, and never store or send your data anywhere. Here's exactly what each one does and when to use it.

SIP Calculator

Projects the future value of a fixed monthly investment (like a mutual fund or stock SIP), compounded monthly at an annual rate you choose. Use it to answer "if I invest ₹X every month for Y years, roughly how much will I have?" — the same question our how much money to start investing guide walks through in detail.

Lumpsum Calculator

Projects the future value of a one-time investment — a bonus, an FD maturity amount, or savings you want to invest all at once — compounded annually. Unlike a SIP, there's no monthly contribution; the entire amount grows from day one.

CAGR Calculator

CAGR (Compound Annual Growth Rate) converts a messy, multi-year return into one clean annual percentage — the standard way analysts compare investments held for different time periods. Enter what you started with, what it's worth now, and how long you held it, similar to the research approach we cover in how to find multibagger stocks.

Income Tax Calculator (Old vs New Regime)

Compares your tax liability under the FY 2026-27 new regime slabs against the old regime (with your declared 80C/HRA-style deductions), and tells you which one saves more money. Read our breakdown of ELSS vs PPF vs stocks for tax saving for how the old regime's deductions actually work.

Brokerage & Charges Calculator

Breaks down every charge on a trade — brokerage, STT, exchange transaction charges, GST, SEBI charges, and stamp duty — for both delivery and intraday trades, so you see your real net P&L, not just the gross price difference. Pairs well with our best demat account comparison.

Intraday Margin Calculator

Shows your total buying power once your broker's intraday leverage is applied, and how many shares of a given stock that buying power can afford. Leverage magnifies both gains and losses — see our intraday trading strategies guide before using high leverage.

Numbers Are Easy. Trading With a Plan Is the Hard Part.

Our stock market course teaches you position sizing, risk management, and technical analysis — so every trade is backed by a strategy, not just a calculator.

Explore the Course

FAQs

Are these calculators accurate?
They give a close estimate based on typical discount-broker charge structures (STT, GST, exchange charges, stamp duty) and standard compound-interest/tax formulas. Actual figures depend on your specific broker's rate card or your full income details, so treat the results as an educational estimate, not a final figure.
Is the SIP or lumpsum calculator based on guaranteed returns?
No. The expected annual return you enter is an assumption you control. Actual mutual fund or stock market returns fluctuate and are never guaranteed — use these tools to compare scenarios, not to predict outcomes.
What's the difference between the SIP and lumpsum calculator?
The SIP calculator assumes you invest a fixed amount every month, while the lumpsum calculator assumes you invest the full amount once, upfront. Use SIP to plan monthly investing habits, and lumpsum to project a one-time investment like a bonus or maturity payout.
How is CAGR different from absolute return?
Absolute return is simply the total percentage gain over the entire holding period, regardless of how long you held it. CAGR (Compound Annual Growth Rate) converts that into an equivalent constant annual growth rate, which makes it possible to fairly compare two investments held for different lengths of time.
Which income tax regime should I choose — old or new?
It depends on how many deductions (80C, HRA, home loan interest, etc.) you can claim. If your eligible deductions are high, the old regime often works out cheaper; if you claim few deductions, the new regime's lower slab rates usually win. Enter your numbers in the calculator above to see which is better for your specific case.
What is intraday margin/leverage?
Brokers let you take a larger position than your capital by lending you leverage for intraday trades. This calculator shows how much exposure you could take — but higher leverage also means higher risk, since losses are magnified just as much as gains.
Do I need to sign up to use these calculators?
No signup needed. All calculations run instantly in your browser and no data is stored or sent anywhere.
Where can I learn how these numbers actually work?
Our stock market course covers position sizing, margin, technical analysis, and risk management in detail — so you understand not just the numbers, but how to trade and invest with a plan around them.